Opt-Out/Waiver

All waivers must be submitted by 11:59 PM on the published waiver deadline to be considered.

Fall Semester: 07/01/2025 - 09/09/2025

Spring/Summer Semester: 11/04/2025 - 02/08/2026 

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

1. Be active by the first day of the term you are waiving.
2. Provide Primary and Emergency Care within 125 miles of the main UNR campus.
3. Pay 70% or greater for Inpatient Hospitalization.
4. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
5. Provide Prescription Medication coverage.
6. Have a yearly, individual deductible of $4,000 or less.

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

• Liberty Health Share
• Christian Healthcare Ministries
• Samaritan Ministries
• Medi-Share